Finance and Budgeting|财务预算

NEW TOEIC

新多益情境试题攻略

Unit 4

Finance and Budgeting:（财务预算）

banking, investments, taxes, accounting, billing

deduct [ dI`dVkt ] vt. to take away money, points, etc. from a total amount　扣除

a.  The national health insurance fees will be deducted from your wage every month.

健保费将从你们的月薪中扣除。

b.  I deducted NT$ 1,000 from the payment because that was the amount you owed me.

我从款项中扣除1千块，因为那是你欠我的金额。

verb    deduct

扣除    The company deducts NT$1,000 from my salary each month for my pension.

公司每月从我的薪水中扣除新台币1千元作为国民年金。

noun    deduction

扣除（额）  After all the deductions from your pay for tax, your salary comes to NT$ 70,000 a month.

扣税后，你的薪资是每个月7万台币。

adjective   deductible

可扣除的    Money donated to charity is tax deductible.

慈善捐款金额是可以抵税的。

budget [ `bVdjIt ] n. the money that is available to an organization or a person, or a plan of how it will be spent　预算

a.  The project was completed under budget.

那个项目在预算之内完成。

b.  The next item on the agenda is our annual budget.

议程下一项是我们的年度预算案。

verb    budget

谨慎花钱    This plan enables Samuel to budget his expenses through fixed monthly payments.

这个方案使山缪透过每月固定付款谨慎支付开销。

noun    budget

预算    We decorated the house on a tight budget.

我们节省地装修了房子。

adjective   budgetary

预算的  The grant we received didn't cover all of our budgetary needs.

我们收到的辅助金不够支付我们所有的预算需求。

invest [ In`vEst ] vt. & vi. to buy shares, property, or goods in the hopes that the value will increase and profits can be made　投资

a.  We've invested a large amount of time and money in this project.

我们已在这项项目上投入了大量时间和金钱。

b.  Jimmy made a fortune by investing in real estate.

吉米靠投资不动产致富。

verb    invest

投入    The city government has invested a lot of money in building the airport.

市政府已投入大量资金建造这座机场。

noun    investment

投资    The company suffered huge losses due to a bad investment.

那家公司因投资不当而蒙受巨额损失。

noun    investor

投资者  The investors are hoping that the market will improve soon.

投资者希望市场尽快会有所改善。

return [ rI`tRn ] n. the amount of profit that you get from something　利润

a.  You can get the best return on your investments with stocks.

你可以从股票中得到最大的投资利润。

b.  Stockbrokers are trying to improve the returns from their bonds.

证券经纪人正设法从他们的债券中提高报酬。

verb    return 产生（利润或损失）   Henry's investment has returned a handsome profit.

亨利的投资已经有不错的利润。

noun    return

利润    The returns from manufacturing are declining bit by bit.

制造业的利润正逐渐在减少。

adjective   returnable

可退还的    A returnable deposit is required when you check in.

办理入房登记时须支付一笔可退还的押金。

penalty [ `pEnLtI ] n. a punishment for breaking a law, rule, or legal agreement　处罚；罚金

a.  They asked for the maximum penalty for assault to be increased to 10 years in jail.

他们要求侵犯人身罪的处罚刑期应增加至 10 年。

＊assault [ J`sOlt ] n. 侵犯人身罪

b.  Anyone who fails to pay their taxes will incur financial penalties.

任何人欠税都将被处以罚款。

verb    penalize

处罚    The celebrity was penalized for tax evasion.

那位名人因故意逃税而受惩罚。

noun    penalty

处罚；罚金  You can withdraw money from the account at any time without penalty.

你可随时从这个账户中提款而无须缴罚金。

adjective   penal

[ `pinL ]

惩罚的  Many people believe that the penal system in America is flawed.

许多人认为美国的刑罚制度是有缺陷的。

profitable [ `prafItJbL ] a. producing a profit or a useful result　有利润的

a.  The automotive industry is a highly profitable business.

汽车工业是高获利产业。

b.  The company has to defeat its competition to stay profitable.

该公司必须要击败它的竞争对手以保持盈利。

verb    profit

获益    Many companies will profit from the huge drop in interest rates.

许多公司将因大幅度下降的利率而获利。

noun    profit

盈利    By my calculations, we made a net profit of NT$4,000 last night.

我算了一下，我们昨晚获得台币4千元净利。

adjective   profitable

有利润的    Over the past decade, insurance has developed into a profitable business.

过去10年来，保险业已成了很赚钱的产业。